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Retirement visas · Nicaragua

Nicaragua retirement visa.

See the income you need, the age rule, the days you must spend there and the path to permanent residence. Last checked 11 Oct 2026.

Pensioner resident status under Law 694 (Residente Pensionado)

The official name in English

Income needed
USD 1,000 a monthA steady pension from abroad of at least USD 1,000 a month. Each family member who comes with you adds USD 150 a month.
Minimum age
45 or olderYou must be 45 or older, unless you already get an early pension.
First permit
See sourceThe status leads to permanent residence.
Health insurance
Not requiredThe law asks for a health certificate, not health insurance.
Work
Only with approvalYou may not run a trade or business or take paid public work. You can run your own business if you own property worth at least USD 75,000 and a ministry approves it, or if the authorities give you express permission.
Minimum stay
6 months a yearYou must spend at least 6 months a year in Nicaragua, in one go or in parts.
Permanent residence
Can apply right awayWith this status you can apply for permanent residence straight away at the General Directorate of Migration and Foreigners (DGME).
Cost
Not publishedThe law does not set the fee. You still pay the fees for the residence card (cédula).
Processing time
A technical committee decides within 10 working days, and INTUR issues the decision within 5 more working days.
Where to apply
At the Nicaraguan Tourism Institute (INTUR) if you are in Nicaragua, or at a Nicaraguan consulate abroad. Then at the DGME for the residence card.
Family
Parents, a spouse or partner and minor children who depend on you can join you. In some cases other close relatives can too.

Checked 11 Oct 2026

What you need

What you need to show.

The official page asks for these, as well as the money.

Who can apply

Who can apply.

Open to citizens of any other country.

Other countries

More retirement visas.

38 more countries in our list, with the income each one asks for.

Compare them all in one table

FAQ

Common questions.

How much income do I need for the Nicaragua retirement visa?

A steady pension from abroad of at least USD 1,000 a month. Each family member who comes with you adds USD 150 a month.

Is there an age limit for the Nicaragua retirement visa?

You must be 45 or older, unless you already get an early pension.

What do I need for the Nicaragua retirement visa?

The official page asks for: certificate of your pension, birth certificate, health certificate, criminal record certificate, copy of your passport and two passport photos.

Do I need health insurance?

The law asks for a health certificate, not health insurance.

Can I work on the Nicaragua retirement visa?

You may not run a trade or business or take paid public work. You can run your own business if you own property worth at least USD 75,000 and a ministry approves it, or if the authorities give you express permission.

How long do I need to spend in Nicaragua?

You must spend at least 6 months a year in Nicaragua, in one go or in parts.

Does the Nicaragua retirement visa lead to permanent residence?

With this status you can apply for permanent residence straight away at the General Directorate of Migration and Foreigners (DGME).

How long does the Nicaragua retirement visa last?

The status leads to permanent residence.

How much does the Nicaragua retirement visa cost?

The law does not set the fee. You still pay the fees for the residence card (cédula).

Who can apply for the Nicaragua retirement visa?

Open to citizens of any other country. People aged 45 or over with a pension from a government or a public or private institution who want to live in Nicaragua.

Can I bring my family?

Parents, a spouse or partner and minor children who depend on you can join you. In some cases other close relatives can too.

How do I apply?

At the Nicaraguan Tourism Institute (INTUR) if you are in Nicaragua, or at a Nicaraguan consulate abroad. Then at the DGME for the residence card. A technical committee decides within 10 working days, and INTUR issues the decision within 5 more working days.

Sources

General information, not legal advice. Last checked 11 Oct 2026.

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