Panama Golden Visa: Investment, Stay, Residence

Ways to invest.

The official page lists 6 routes. You need only one.

New property bought from the developer (first sale): USD 300,000. A new, unoccupied home or building bought from the developer. Any loan must not bring the net value below the minimum.

Off-plan property under a promise of sale: USD 300,000. Paid through a trust at a licensed bank, or paid in full to the developer with a bank guarantee until the property is registered in your name.

Resale property: USD 500,000. A property that has been sold, lived in or rented before.

Securities through a Panama broker: USD 500,000. Funds, government bonds or other registered securities bought through a licensed Panama securities house and held for at least 5 years.

Fixed deposit at a state bank: USD 500,000. A 5-year fixed deposit at Banco Nacional de Panamá or Caja de Ahorros, free of any lien.

Fixed deposit at a private bank: USD 750,000. A 5-year fixed deposit at any licensed private bank in Panama, free of any lien.

FAQ

Common questions.

How much do I need to invest for the Panama golden visa?

The lowest minimum is USD 300,000, for new property bought from the developer (first sale). Other routes: off-plan property under a promise of sale (USD 300,000), resale property (USD 500,000), securities through a Panama broker (USD 500,000), fixed deposit at a state bank (USD 500,000) and fixed deposit at a private bank (USD 750,000). Fees come on top.

What can I invest in for the Panama golden visa?

6 routes: new property bought from the developer (first sale), off-plan property under a promise of sale, resale property, securities through a Panama broker, fixed deposit at a state bank and fixed deposit at a private bank. You need only one.

How long do I need to spend in Panama?

The Ministry of Commerce and Industries says you must visit Panama at least once every 2 years to keep the permanent residence.

Does the Panama golden visa lead to permanent residence?

You get permanent residence straight away, without holding a temporary permit first.

How much does the Panama golden visa cost?

USD 5,000 to the National Treasury for the application, plus a USD 5,000 repatriation deposit to the National Migration Service. Each dependant adds USD 1,000 plus a USD 1,000 deposit.

Who can apply for the Panama golden visa?

Open to citizens of any other country. Foreign nationals who invest at least USD 300,000 of their own money from abroad in Panama through one of the routes below.

Can I bring my family?

A spouse, children and qualifying parents can be included as dependants, each with their own fee.

How do I apply?

Through a Panamanian lawyer: first get an investment certificate from the Ministry of Commerce and Industries, then file at the special window of the National Migration Service. You can apply before you enter Panama. The Ministry has up to 15 working days to issue the investment certificate, and the Migration Service up to 30 working days to decide.

Sources

Panama: Permanent Residence as a Qualified Investor (migracion.gob.pa)
Panama: how to apply (mici.gob.pa)
Panama: Permanent Residence as a Qualified Investor (mici.gob.pa)
Panama: Permanent Residence as a Qualified Investor (migracion.gob.pa)
Panama: Permanent Residence as a Qualified Investor (migracion.gob.pa)

General information, not legal advice. Last checked 11 Oct 2026.

Panama golden visa.

Permanent Residence as a Qualified Investor (Residente Permanente en calidad de Inversionista Calificado)

Ways to invest.

Who can apply.

More golden visas.

Common questions.

Get the full plan to live anywhere.